The Board of Directors shall carry insurance on all district-owned vehicles and see that insurance is carried by all contractors hired by the board to transport students.
The following types and minimum amounts of insurance should be carried:
- Bodily Injury and Property Damage Liability: Combined single limit of $1,000,000
- Medical Payments: Minimum amount of $5,000 per passenger
- Collision: $100 to $1,000 deductible
- Comprehensive on Each Vehicle: $0 to $500 deductible
Liability and medical care insurance should be purchased for the school term only except for vehicles that are to be used for approved activities during the summer months.
Reviewed: 9/11; 10/12; 11/13; 4/15; 4/18
Legal Reference (Code of Iowa): 285.10